Funding Traders lists its 50K 2-Step Pro10 at $430, 1-Step at $329 and Instant at $479, though its site often runs large discounts. Payouts come every 21 days by default. Trustpilot currently withholds its rating, and some of its own pages contradict each other, so read the current terms before buying.
Opens fundingtraders.com
Trustpilot currently shows no rating for Funding Traders: it says the rating is unavailable because of a breach of its guidelines and that it removed fake reviews (seen October 19, 2026). Some of its own pages also disagree with each other on Instant account splits, payout timing and news windows.
Your loss limit sits at a fixed level below the starting balance and never moves. Profits widen your cushion instead of tightening it.
Account balance Loss limit
Illustration with a $2,000 limit, not this firm's exact numbers.
Forex traders who buy during a promotion and are comfortable checking the rules with support first. The 1-Step has a 50% best-day rule and a trailing max loss; the 2-Step Pro10 uses a static 10% max loss and no consistency rule.
| 50K account | 2-Step Pro10 | 1-Step (1-Step Pro) | Instant Funded |
|---|---|---|---|
| Steps | 2-step | 1-step | instant/direct funding |
| Price (50K, list) | $430 one-time | $329 one-time | $479 one-time |
| Activation fee | $0 | $0 | $0 |
| Profit target | $5,000 | $5,000 | — |
| Max loss | $5,000 | $5,000 | $3,000 |
| Drawdown type | static (10% of account size; does not trail) | trailing on balance (10% below the highest recorded balance) | trailing from highest recorded balance until the account is 3% in profit, then locked at the initial account size; does not reset on payout |
| Daily loss limit | $2,500 | $1,500 | $1,500 |
| Consistency rule | none on 2-Step | largest profit day must be at most 50% of total profit; if exceeded you keep trading until compliant | largest profit day must be at most 15% of total profit |
| Minimum trading days | 4 | 2 | — |
| Profit split | 80% default; 90% or 100% with paid add-ons | 90% default; up to 100% with add-ons | 100% (help article for accounts bought on or after 2026-10-08); homepage card says 90-100%, Terms of Service say 90% (100% with add-on) |
| Payouts | first payout 21 days after the first funded trade, then every 21 days; every 14 days with the 14-Day Payout add-on | first payout 21 days after the first funded trade, then every 21 days; every 14 days with the add-on | on demand once eligible (help article for accounts from 2026-10-08); Terms of Service and the add-ons article describe a 14-day cycle with an On-Demand add-on |
| Payout rules | Minimum payout $200 via Rise or $50 via USDT-ERC20 (crypto only if Rise is not an option). Evaluation fee refunded once: with the second payout for accounts bought on or after 2026-05-08 (first payout before that). If the account fails within 48 hours of a payout request, the payout is denied and credited back to the balance. Funded phase: max risk per trade idea 2% of initial balance ($1,000 on 50K); news-influenced profits capped at 30% of total profit (payout delayed until below). Payout Guarantee: $500 cash + $500 credit if a payout is not processed within 2 business days (exclusions apply). | Minimum payout $200 (Rise) or $50 (USDT-ERC20). Evaluation fee refunded once with the second payout for accounts bought on or after 2026-05-08. Max risk per trade idea 2% of initial balance ($1,000 on 50K) in both challenge and funded phases. Funded commissions $3 per lot round trip (except indices) unless the Zero Fees add-on is bought. Payout denied and credited back if the account fails within 48 hours of the request. | To request a payout the balance must be at least 3.5% above the initial size (3% cushion stays in the account and is not withdrawable; 0.5% withdrawable), consistency score 15% or lower, no open positions. Minimum $200 (Rise) or $50 (USDT-ERC20). Max risk per trade 1% of initial balance ($500 on 50K). Fee is not refundable by default; the help article describes a 200% refund bonus paid with the second payout, and checkout lists '200% Refund Bonus' as a +20% add-on. |
Account sizes offered: 5K, 10K, 25K, 50K, 100K, 200K, 400K.
| News trading | Restricted: challenge phases unrestricted. 1-Step/2-Step funded accounts: trades opened, held or closed within 5 minutes of a high-impact release count as news trades and may make up at most 30% of total profit (payout delayed until below; trades opened 5+ hours before the release are exempt). Instant Funded: no opening or closing within 5 minutes before/after high-impact news (termination); a News Holding add-on allows holding through events |
|---|---|
| Bots and EAs | Restricted: only EAs/bots used for risk management; EAs that place trades are not permitted unless personally developed by the trader (help center) or approved by the Risk Team (Terms); grid, hedge, martingale, arbitrage and off-the-shelf bots prohibited |
| Copy trading | Restricted: allowed between your own FundingTraders accounts under the same verified profile; copying other traders or signal services and sharing signals are prohibited |
| Overnight and weekend | 1-Step, 2-Step Pro and 2-Step Swing: overnight and weekend allowed. 2-Step Day: forex, gold, indices and oil must be closed before Friday close (crypto may stay open). Instant Funded (2026-10-08 rules): overnight and weekend allowed. Trades of 15 seconds or less and a volume-weighted average hold time under 2 minutes are prohibited |
| Platforms | MT5, TradeLocker |
| Instruments | Forex, indices, metals, oil and crypto CFDs (simulated) |
| Restricted countries | Funding Traders publishes two different restricted-country lists: a longer one in its Terms of Service and a shorter one in its help center (dated July 14, 2026). Check both before buying. It says MT5 is not intended for US residents. |
| Payout methods | Rise (bank transfer, min $200), Crypto USDT-ERC20 via Coinbase Commerce (min $50, only if Rise is not an option) |
| Company | FT US Inc, 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, USA; Funding Traders Group Ltd., Saint Lucia corporation (Company No. 2025-00298), The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. Terms of Service governed by UAE law |
| Founded | 2023 |
| When | What changed |
|---|---|
| 2026-10-08 | New Instant Funding rules for accounts bought from this date: 100% split, on-demand payouts, 15% consistency, 6% max loss that trails until +3% then locks, weekend holding allowed source |
| 2026-10 | Help center adds '2-Step Day & Swing' variants (no exact date; article shows 'Updated this week') source |
| 2026-09-01 | New Terms of Service version effective (FT US Inc and Funding Traders Group Ltd., Saint Lucia) source |
| 2026-05-08 | Evaluation fee refund for 1-Step and 2-Step moved from the first payout to the second payout for accounts bought on or after this date source |
Funding Traders promo code and current discount
Checked October 19, 2026. We link the firm's own pages wherever we can. If something changed, tell us.
Funding Traders's main 50K plan uses static drawdown with a max loss of $5,000, as of October 19, 2026.
The list price of Funding Traders's cheapest main 50K plan was $430 when we checked on October 19, 2026. Discounts often lower this; see the Funding Traders promo code page.